Protection
website URL: www.kaiserhealthgroup.com
SEC Registration Number: CS20048739 (JUNE 8, 2004)
TAX Identification Number: 232-191-988 (AUGUST 23, 2004)
Nature of business: Healthcare Provider and Accredited Broker for other Healthcare Companies
HEALTH CARE
LIFE INSURANCE
INVESTMENT
KAISER Facts:
☑️Ang KAISER po ay regulated by S.E.C. (Securities and Exchange Commission) and I.C. (Insurance Commision)
☑️Regulated by I.C. means hindi sila basta basta dapat matakot kasi I.C. cannot accept any insurance company na mababa sa 50M ang fund.
☑️KAISER has 160M na pondo kaya more than 3x sa required na qualification.
☑Ang Kaiser po ang Trusted Healthcare ng Philippine Congress.
☑️Pwedeng kumuha ng Kaiser ang maski sino basta Filipino 10-60 y/o but HINDI pwedeng mag offer ng Kaiser plan kung hindi IMG member.
Kaya choose what is the right and best Healthcare for you!
Kung biglang nagkasakit, magagamit mo ang healthcare benefits (short-term). Kung hindi mo naman nagamit, hindi siya masasayang kasi magagamit mo siya for future needs (long-term)
Sa traditional HMO, kapag sinabing healthcare ay Pure Healthcare lang. Sa KAISER, may FREE Life Insurance coverage din that will protect your family.
In case of DEATH and permanent DISABILITY (of the policy holder), waived na ang kaiser plan. Wala ng babayaran ang Family good as fully paid na. Magagamit ng beneficiary ang Health Benefits at makukuha pa ang money sa Maturity.
Kung healthy ka in 7 yrs na nagbabayad ng plan at hindi mo nagamit ang healthcare coverage, bibigyan ka ni kaiser ng *BONUS after maturity. Makukuha mo ang lump sum ng iyong plan. Depende sa kukunin mong plan kung magkano. may option mong kunin ang Fund o Hindi. Kapag ni-retain mo ang Funds after Maturity kikita ito ng 6-10% per year.
Paghandaan ang pang matagalan at para sa kinabukasan..hindi ito yung bonggang handaan ng kaarawan na pang isang araw lang
Hindi ka cgurado na ang mga naging bisita ay tutulungan ka sa oras ng iyong matinding kagipitan..
Tandaan ..Kung bulagsak ka ngaun, pagsisihan mo yan pagdating ng madilim na panahon...
SIMPLEHAN LANG NATIN.......
Maghulog ka buwan~buwan ng insurance mo, after ng 7 years fully paid kana. Yung naihulog mo mag~earn na ng interest yan, habang hinihintay mo na lang. Yung interest niya magkakainterest pa.
Pag sinuwerte ka at kinuha ka ni Lord sa loob ng 7years na paying period, automatic fullypaid yan kahit 1month pa lang nabayaran mo. Tapos may makukuha pa pamilya mo.
Kapag naman nagkasakit ka, may panghuhugutan ka na ng gastusin mo.
Kaya inuna ko ito, may mangyari man sa akin, may makukuha pamilya ko, pag nabuhay naman ako ng matagal, bubuhayin na ako ng perang naipon ko.
siguro maaaring sabihin mong nagpapaaral ka pa, nagpapatayo ka pa ng bahay, ikaw lahat padala ng gastos,
PERO
NAISIP MO BA PAANO PAG NAWALA KA? PAANO LAHAT YAN? DITO MO NA MAIISIP OO NGA PALA PINAKAIMPORTANTE SA LAHAT YANG SARILI MO, PAG NAWALA YAN TIGIL NA LAHAT.
Pero kung may KAISER KA, MAY LIFE INSURANCE, HEALTHCARE AT INVESTMENT KA PA.! WALA KANG TALO, NAPAKAGANDA. TAMA OR TAMA?
Hindi mo man magagamit ito sa ngayon but for sure in the long run pasasalamatan mo ito.
HOW KAISER LONGTERM Healthcare is very important?
✔Kapag hindi ka na employed, hindi ka magwoworry kung maospital ka.
✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike sa short-term health care.
Marereceive mo ang guaranteed Long-term care bonus sa maturity.
✔May kasama na syang insurance for income protection sa family just in case may nangyari sa policy holder.
✔Nakainvest pa sa mutual fund ang health fund kaya nag-eearn sya ng 10% at may variable earning pa depende sa performance ng stock market.
✔Waived na ang payment kung may nangyari sa policy holder, mapapasa pa ang health coverage sa beneficiary.
✔Good as cash sya pagdating ng maturity,
So pede ka magwithdraw gamit ang visa card. Hanggat may fund ang card, patuloy lang ang pag-earn ng interest.
✔Covered ka kahit beyond 60 ka na, as long as you live!
✔In case of emergency, pede magamit as family assistance.
✔Pede ka magkaroon nito sa halagang *PhpP88.00 pesos saving a day.
Kung kaya mo.mag ipon ng *Php88 / day
KAISER is 7 YEARS TO PAY ONLY..... LIFETIME MO NA MAGAMIT ANG HEALTHCARE
Ang KAISER SAVING PLAN ay 20 years plan, meaning 7 years lang mag-iinvest and 13 years of waiting for the Maturity.
Meron kang benefits ng Long term Healthcare na pwede mong magamit khit beyond 100 years old ka na. No traditional HMO will cover you kpag retired ka na, only Kaiser Longterm Healthcare.
Once nag-start ka ng Kaiser, automatic insured ka na ng Term Insurance nito and just in case mawala ang Policy Holder makukuha ng beneficiaries ang Instant Money from the Insurance, Waived na din ang Kaiser Plan, ibig sabihin wala ng iintindihin ang Family. Plus magagamit pa nila yung Health Benefits at makukuha pa nila ang money sa Maturity.
Sa 20th year or sa Maturity makukuha na good as cash ang Investment. Depende sa kukunin na Plan kung magkano ang Maturity nito and option mong kunin ang Fund or Hindi. Kapag ni-retain mo lang ang Funds after the Maturity kumikita pa ito ng 6-10% per year.
(3-in-1 Saving Plan)
For ages 10-40 ang minimum is 2,647 per month.
With FREE Annual Physical Exam
With FREE Dental (Linis, Bunot & Pasta)
With Hospitalization Benefits of 50,000 per year
With Life Protection of 202,500 - 405,000
And Investment of 524,776 which is good as cash sa Maturity (at the 20th year)
For ages 41-50 ang minimum is 3,529 per month.
With FREE Annual Physical Exam
With FREE Dental (Linis, Bunot & Pasta)
With Hospitalization Benefits of 50,000 per year
With Life Protection of 270,000 - 540,000
And Investment of 699,701 which is good as cash sa Maturity (at the 20th year)
For ages 51-60 ang minimum is 4,412 per month.
With FREE Annual Physical Exam
With FREE Dental (Linis, Bunot & Pasta)
With Hospitalization Benefits of 60,000 per year
With Life Protection of 337,500 - 675,000
And Investment of 874,626 which is good as cash sa Maturity (at the 20th year)
Even though the financial industry is one of the largest industries in the world, and even though we are flooded with financial news and websites, financial literacy is as confusing as ever.
Most people have trouble balancing their budget or reading a financial statement. We use credit cards and dont always understand all the hidden charges. We want to have good health care and save for our retirement, but many of us do not have a plan.
We need to change, but we need understanding first.
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